Human Resources Benefit Information and Forms

About Our Plans

  • HMO - A Health Maintenance Organization (HMO) plan provides health care from specific doctors and hospitals under contract with the plan. You pay co-payments for some services, but you have no deductible, no claim forms, and a geographically restricted service area.
  • PPO - A Preferred Provider Organization (PPO) is similar to a traditional "fee-for-service" plan, but you must use doctors in the PPO provider network or pay higher co-insurance (percentage of charges). You must usually meet an annual deductible before some benefits apply. You’re responsible for a certain co-insurance amount and the plan pays the balance up to the allowable amount.

Plans and Rates

  1. CalPERS Medical Plans
  2. Dental & Vision
  3. additional BENEFITS For you
  4. Employee Leaves 
  5. OPEN ENROLLMENT

CalPERS Medical Plans


Anthem HMO

SUMMARY OF BENEFITS AND COVERAGE:  

CalPERS HMO Members Anthem Blue Cross Customer Service
(855) 839-4524
www.anthem.com


Anthem PERS Gold PPO

SUMMARY OF BENEFITS AND COVERAGE:


Anthem PERS Platinum

SUMMARY OF BENEFITS AND COVERAGE:

CalPERS PPO Members Anthem Blue Cross Customer Service
(877) 737-7776
Outside the continental US:  (818) 234-5141 


Blue Shield Access HMO

SUMMARY OF BENEFITS AND COVERAGE:


Health Net of CA

SUMMARY OF BENEFITS AND COVERAGE:

Member Services:
General benefit questions or issues.
(888) 926-4921
www.healthnet.com


Kaiser Permanente

SUMMARY OF BENEFITS AND COVERAGE:

Member Services: 
(800) 464-4000
www.kp.org


Western Health Advantage

SUMMARY OF BENEFITS AND COVERAGE:

Member Services:
 (888) 942-7377
www.westernhealth.com/calpers


PORAC (PEACE OFFICERS RESEARCH ASSOCIATION OF CALIFORNIA)

SUMMARY OF BENEFTIS AND COVERAGE:

Member Services: 
(800) 655-6397
www.ibtofporac.org 


CalPERS 2023 Evidence of Coverage and Disclosure Forms


CalPERS 2023 Evidence of Coverage and Disclosure Forms:

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