Coronavirus 2019 (COVID-19) Business and Worker Resources

The City of Richmond currently has limited-service due to COVID-19. The city understands that many small businesses may be suffering due to the County's Shelter in Place mandate. To support local businesses through these hard times, there are a few federal, state, and local resources to assist these businesses.

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  • Contra Costa County, Employment & Human Services - Visit the Contra Costa County, Employment and Human Services Department web page for up to date information for small businesses. A hotline is open weekdays from 8:30 - 5:00 PM to provide helpful information and resources to assist small businesses affected by COVID-19. For assistance, call (833) 320-1919.


  • CA Small Business Relief Grant Program - In the webinar, Lendistry representatives will share with nonprofits the most current information about the grants program and application process and will answer specific questions about how nonprofits can apply. Participants will learn more about who is eligible, how to apply, and what documents and information are needed. THIS WEBINAR WILL BE RECORDED. If you can't attend, please register and you will receive the recording and slides on Thursday, January 7th.

    The application process for Round One begins at 6:00 AM on Wednesday, December 30, 2020 and ends at 11:59 PM on Friday, January 8, 2021. Grants will range from $5,000 to $25,000 depending on the size of the organization. There will be two rounds of grants totaling $237.5 million each. (Grants are NOT first-come, first-served, so you still have time to get your application submitted.)

Local Resources for Businesses:

  • Contra Costa County Micro-Enterprise Relief Fund: Renaissance Entrepreneurship Center in partnership with the Contra Costa CDBG has started a Contra Costa County Micro-Enterprise Relief Fund offering grants to Contra Costa County micro-businesses impacted by the COVID-19 pandemic. Grants of $1,000 - $10,000 are available to cover costs such as COVID-19 precaution supplies (PPE), safety remodeling (plexi-glass, spacing tape, construction labor), facade improvements and signage, online platform fees and social media marketing to further online sales, commercial rents, employee salaries and other operating costs. Applications are due Wednesday, November 11 at Midnight PST.
  • The HartBeat of Main Street Grant Program round 2 is now open! Richmond Main Street Initiative in partnership with The Hartford, has made a grant available to help small brick-and-mortar businesses in commercial districts respond and adapt to the COVID-19 pandemic. Applications are due Thursday, October 29 at 4:59 PM PST.
  • Free Square Ecommerce Website: Richmond Main Street Initiative is assisting businesses in creating their own FREE Square E-commerce Website.
  • Richmond Revolving Loan Fund -  The Revolving Loan Fund is a community based program with the goal of fostering local economic growth through creation and retention of employment opportunities for Richmond residents. The program offers eligible applicants loans from a minimum of $5,000 to a maximum of $100,000.
  • Great Plates - California and Contra Costa County will pay restaurants owners up to $66 per meal delivered to seniors. They are looking for restaurants to prepare and deliver 3-meals a day seniors during shelter in place.
  • ICA Fund Good Jobs - Rapid Response Liquidity Fund will soon be offering up to $100K loans with 0% interest for a four-year term, with no payments due for the first 12 months, and have flexible payment terms for qualified businesses.
  • Co-Biz - This Co-Biz Richmond guide provides residents with a reference point to find resources that are available for individuals, businesses, and the community.

COVID-19 Employer Resources:

Federal Resources for Businesses:

  • SBA - Coronavirus (COVID-19): Small Business Guidance & Loan Resources (Multiple Resources)- US Small Business Administration's list of resources for small businesses including; funding options, guidance for businesses and employers, loan assistance, support to access capital, and determine eligibility for SBA Economic Injury Disaster Loans.
  • Disaster Unemployment Assistance (Includes self-employed workers) - US Department of Labor, Employment & Training Administration Disaster Unemployment Assistance program provides unemployment benefits to individuals who have become unemployed as a direct result of a providentially declared major disaster.
  • Restore Your Economy - The International Economic Development Council with support from the U.S. Economic Development Administration have put together up-to-date resources related to COVID-19 and its economic Impacts.
  • Updated Economic Relief Plan (CARES Act) 
    • Small businesses could receive funding to cover payroll, rent and utilities. The bill aims to cover eight weeks of those costs. Please visit this link to find SBA lenders
    • Unemployment Insurance expansion will increase benefits by $600 per week and unemployment checks can continue for up to 39 weeks and more categories are eligible

State Resources for Businesses:

  • - List of California and federal government broad assistance to small businesses and employers impacted by COVID-19.
  • Small Business Development Corporation (SBDC) COVID-19 (Multiple Resources) - The Northern California Chapter of the SBDC has compiled a list of resources for small businesses including; overview of the Paycheck Protection Program, a CAREs Act Guide, access to online webinars, an assortment of guides, and more.
  • - One stop resource for people of California impacted by job loss during the COVID-19 Pandemic.
  • GO-Biz - The Governor's Office of Business and Economic Development (GO-Biz) has compiled a list of useful information for employers, employees and all California residents as it relates to the COVID-19 Pandemic. You may also make a direct request to talk to a specialist in GO-Biz's Office for  technical assistance by following this link.
  • Disaster Relief Loan Guarantee Program - Small Business Finance Center partners with Financial Development Corporations to provide loan guarantees and direct loans for small businesses that experience capital access barriers. This program allows for loans of up to $20 million and a max guarantee of $1 million with interest rates negotiated between lenders and borrowers.
  • CalCAP - California Capital Access Program for Small Businesses is a loan loss reserve program which may provide up to 100% coverage on losses as a result of certain loan defaults. With CalCAP support, a lender may be more comfortable underwriting small business loans.
  • Disability Insurance Elective Coverage for Employers and Self-Employed Individuals 
  • 1-Week Waiting Period for State Unemployment & Disability Insurance Waived
  • Reduced Work Hours - Work Sharing Program - Employers may apply for Unemployment Insurance (UI) Work Sharing program if reduced production, services, or other conditions cause them to seek an alliterative to layoffs. The program helps employees whose hours and wages have been reduced to receive UI benefits, keep their current job, and avoid hardships. It allows employers to minimize or eliminate the need for layoffs, keep trained employees, and avoid the cost of recruiting, hiring, and training new employees.
  • Request up to a 60-day extension on State Payroll Taxes - Employers experiencing hardship as a result of COVID-19 may request up to a 60-day extension of time from the State of California’s Employment Development Department (EDD) to file their state payroll reports and/or deposit state payroll taxes without penalty or interest. A written request for an extension must be received within 60 days from the original delinquent date of the payment or return. For questions, employers may call the EDD Taxpayer Assistance Center toll-free from the U.S. or Canada: 1-888-745-3886, Hearing-impaired (TTY): 1-800-547-9565, Outside the U.S. or Canada: 1-916-464-350.
  • File a State Unemployment Insurance Claim - Unemployment Insurance is an employer-paid program that provides partial income replacement when one becomes unemployed or has their hours reduced. Follow the link for eligibility requirements.

Private Industry Resources for Businesses: