Coronavirus 2019 (COVID-19) Business and Worker Resources

The City of Richmond currently has limited-service due to COVID-19. The city understands that many small businesses may be suffering due to the County's Shelter in Place mandate. To support local businesses through these hard times, there are a few federal, state, and local resources to assist these businesses.

Call Center


  • Contra Costa County, Employment & Human Services - Visit the Contra Costa County, Employment and Human Services Department web page for up to date information for small businesses. A hotline is open weekdays from 8:30 - 5:00 PM to provide helpful information and resources to assist small businesses affected by COVID-19. For assistance, call (833) 320-1919.

​Grant and Loan Opportunities- Currently Open

  • Community First Lending's Richmond Revolving Loan Fund (CFL-RLF) -  The Revolving Loan Fund is a community based program with the goal of fostering local economic growth through creation and retention of employment opportunities for Richmond residents. The program offers eligible applicants loans from a minimum of $5,000 to a maximum of $100,000.
  • Economic Injury Disaster Loan (EIDL)- Available to businesses, private non-profits, homeowners, and renters.
  • Contra Costa County Micro-Enterprise Relief Fund: Renaissance Entrepreneurship Center in partnership with the Contra Costa CDBG has started a Contra Costa County Micro-Enterprise Relief Fund offering grants to Contra Costa County micro-businesses impacted by the COVID-19 pandemic. Grants of $1,000 - $10,000 are available to cover costs such as COVID-19 precaution supplies (PPE), safety remodeling (plexi-glass, spacing tape, construction labor), facade improvements and signage, online platform fees and social media marketing to further online sales, commercial rents, employee salaries and other operating costs. Now accepting applications
  • ICA Accelerator -  The Accelerator is a 12-week program designed for later stage companies looking to implement growth, people, and investment strategies. The Accelerator provides coaching, connections, and access to capital to help scale business, build a great team, and get ready for investment. Qualifying participants are eligible for up to $500,000 in investment.
  • ICA Lab - The Lab at ICA is designed for early-stage high growth companies looking to strengthen business fundamentals and developing a plan to strategically grow. Qualified participants are eligible up to $50,000 in investment. 

Local Resources for Businesses:

  • Free Square Ecommerce Website: Richmond Main Street Initiative is assisting businesses in creating their own FREE Square E-commerce Website.
  • Co-Biz - This Co-Biz Richmond guide provides residents with a reference point to find resources that are available for individuals, businesses, and the community.
  • Great Plates - California and Contra Costa County will pay restaurants owners up to $66 per meal delivered to seniors. They are looking for restaurants to prepare and deliver 3-meals a day seniors during shelter in place.

COVID-19 Employer Resources:

Federal Resources for Businesses:

  • SBA - Coronavirus (COVID-19): Small Business Guidance & Loan Resources (Multiple Resources)- US Small Business Administration's list of resources for small businesses including; funding options, guidance for businesses and employers, loan assistance, support to access capital, and determine eligibility for SBA Economic Injury Disaster Loans.
  • Disaster Unemployment Assistance (Includes self-employed workers) - US Department of Labor, Employment & Training Administration Disaster Unemployment Assistance program provides unemployment benefits to individuals who have become unemployed as a direct result of a providentially declared major disaster.
  • American Rescue Plan Act 2021(ARPA)- Third round of COVID-19 Federal relief signed into effect on March 11, 2021.
  • Updated Economic Relief Plan (CARES Act) 
    • Small businesses could receive funding to cover payroll, rent and utilities. The bill aims to cover eight weeks of those costs. Please visit this link to find SBA lenders
    • Unemployment Insurance expansion will increase benefits by $600 per week and unemployment checks can continue for up to 39 weeks and more categories are eligible

State Resources for Businesses:

  • - List of California and federal government broad assistance to small businesses and employers impacted by COVID-19.
  • Small Business Development Corporation (SBDC) COVID-19 (Multiple Resources) - The Northern California Chapter of the SBDC has compiled a list of resources for small businesses including; overview of the Paycheck Protection Program, a CAREs Act Guide, access to online webinars, an assortment of guides, and more.
  • - One stop resource for people of California impacted by job loss during the COVID-19 Pandemic.
  • GO-Biz - The Governor's Office of Business and Economic Development (GO-Biz) has compiled a list of useful information for employers, employees and all California residents as it relates to the COVID-19 Pandemic. You may also make a direct request to talk to a specialist in GO-Biz's Office for  technical assistance by following this link.
  • Disaster Relief Loan Guarantee Program - Small Business Finance Center partners with Financial Development Corporations to provide loan guarantees and direct loans for small businesses that experience capital access barriers. This program allows for loans of up to $20 million and a max guarantee of $1 million with interest rates negotiated between lenders and borrowers.
  • CalCAP - California Capital Access Program for Small Businesses is a loan loss reserve program which may provide up to 100% coverage on losses as a result of certain loan defaults. With CalCAP support, a lender may be more comfortable underwriting small business loans.
  • Disability Insurance Elective Coverage for Employers and Self-Employed Individuals 
  • 1-Week Waiting Period for State Unemployment & Disability Insurance Waived
  • Reduced Work Hours - Work Sharing Program - Employers may apply for Unemployment Insurance (UI) Work Sharing program if reduced production, services, or other conditions cause them to seek an alliterative to layoffs. The program helps employees whose hours and wages have been reduced to receive UI benefits, keep their current job, and avoid hardships. It allows employers to minimize or eliminate the need for layoffs, keep trained employees, and avoid the cost of recruiting, hiring, and training new employees.
  • Request up to a 60-day extension on State Payroll Taxes - Employers experiencing hardship as a result of COVID-19 may request up to a 60-day extension of time from the State of California’s Employment Development Department (EDD) to file their state payroll reports and/or deposit state payroll taxes without penalty or interest. A written request for an extension must be received within 60 days from the original delinquent date of the payment or return. For questions, employers may call the EDD Taxpayer Assistance Center toll-free from the U.S. or Canada: 1-888-745-3886, Hearing-impaired (TTY): 1-800-547-9565, Outside the U.S. or Canada: 1-916-464-350.
  • File a State Unemployment Insurance Claim - Unemployment Insurance is an employer-paid program that provides partial income replacement when one becomes unemployed or has their hours reduced. Follow the link for eligibility requirements.