California Mortgage Relief Program

CA Homeowner Mortgage Program

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Information on this web page can be accessed on or by calling (833) 430-2122. The California Mortgage Relief Program uses federal Homeowner Assistance Funds to help homeowners get caught up on past-due housing payments and property taxes. The program is absolutely free and the funds do not need to be repaid.

How to Apply

1. Apply to get help on your housing payments

Falling behind on your housing payments? You’re not alone. Help is here for California homeowners. Apply Now Graphic Opens in new window

2. Check if you meet all eligibility criteria

HOMEOWNERS: Eligible homeowners for the California Mortgage Relief Program must meet the criteria listed below: 

  • Household income of all household members over the age of 18 is at or below 150% of the Area Median Income. 
  • Homeowner must currently own and occupy the property California as their primary residence. 
  • Homeowner may only own and occupy one property. 

Access more of the eligibility list at the link here.

3. How does the California Mortgage Relief Program work?


What Richmond Landlords and Tenants Need to Know

Visit our COVID-19 Rental Information and Resources web page to learn more about your rights and responsibilities under the local and state rental laws.

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